PPS For Professionals

Intro Title
Can you afford the costs associated with illness?

The PPS Critical Illness Cover is a lump-sum benefit that pays out should you or your child ​suffer from a trauma, physical impairment or critical illness condition (for example cancer or the loss of a limb).

PPS critical illness cover

Pays a percentage of the chosen cover amount, depending on the severity of your medical  condition.

PPS critical illness core 100% cover

Covers the 100 most common critical illnesses (Cancer, Stroke, Heart Attack, Coronary Artery Bypass Graft) at 100% irrespective of the severity of your medical condition. The payout of other critical illnesses depends on the severity level of your medical condition.

PPS critical illness CI 100% cover

Covers all critical illnesses at 100%, irrespective of the severity level

Product Feat 2 Title
Critical Illness Cover product features

Product Feat 2 Content

At PPS Insurance Namibia we have simplified our definitions and claims criteria, making it easy for members to know exactly what conditions are covered and how they will be assessed. We believe giving our members choice and flexibility, and have 3 options that members may select from, depending on the type and level of cover required. The benefit pays out a lump-sum amount depending on the severity of the condition. E.g. stage-4 cancer would qualify for a 100% payout, whereas stage-1 cancer would get a 25% payout. To determine the severity of certain conditions, PPS Insurance Namibia will use a Functional Ability Table, which measures your ability to perform certain functional tasks.

Benefits Title

All options include great key benefits that automatically apply from day one.

Product Benefit1

Tuition fees

PPS Insurance Namibia will pay tuition fees as a lump sum, annually, directly to the institution, up to the specified maximum. You select whether public or private school rates are covered.

Product Benefit2

Child critical illness benefits

Automatically covers the member’s children aged 4 months to 21 years for all conditions covered under the product and pays 10%, up to R 200 000, per related condition.

Optional Benefits

Additional Benefit 1

CatchAll benefit

Adds a benefit category covering any severe condition not covered under the listed categories. The benefit is payable at 50%, 75% or 100%, depending on the impact of the condition on your functional ability.

Additional Benefit 2

Pregnancy complications cover

Adds 11 benefit categories related to pregnancy

Conditions covered

• Cardiovascular     
• Blood
• Neurological
• Trauma
• Kidney and Urological
• Transplants
• Cancer
• Musculoskeletal
• Gastrointestinal
• Visual
• Connective Tissue
• Respiratory
• Ear Nose Throat
• ICU

The next step is to get a quote.

Want to sign up? Still shopping around? Find the best option for you and see what you'll pay each month. Get a custom quote based on factors like your income, location, and more.

Join PPS

PPS offers tailor-made insurance, investment and healthcare solutions exclusively for graduate professionals with a qualifying four year degree or equivalent.