CONTENTS 81 Statement of responsibility by the Board of Trustees 82 Certificate by the Secretary 83 Statement of responsibility by the Group Chief Executive Officer and Group Chief Financial Officer 84 Independent Auditor’s Report 87 Investment returns and profit allocation to policyholders’ PPS Profit-Share Account 89 Trustees’ Report 91 Audit Committees’ Report 96 Group Social and Ethics Committee’s Report 98 Remuneration Report by the Group Remuneration Committee 101 Consolidated Statement of Financial Position 102 Consolidated Statement of Profit or Loss and Other Comprehensive Income 103 Consolidated Statement of Changes in Equity 104 Consolidated Statement of Cash Flows 105 Group Accounting Policies 123 Notes to the Consolidated Financial Statements 202 Action required by members in regard to the 2023 Annual General Meeting 203 Notice to the members of the Annual General Meeting and CVs of Candidates standing for election 219 Form of proxy IBC Administrative information This report comprises of the audited consolidated annual financial statements of The Professional Provident Society Holdings Trust and its subsidiaries. The report was prepared under the supervision of A Gounden CA(SA). An audit was performed by Ernst & Young Inc. in line with requirements of the Trust Deed. Published: 5 April 2023 ANNUAL FINANCIAL STATEMENTS 80 Annual financial statements
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