NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (continued) for the year ended 31 December 2022 Group AAA Below AAA Below A 2021 and but no lower but no lower BBB- and R'm Government than A than BBB- Below Unrated Total Reinsurance assets – 165 – – – 165 Insurance receivables – – – – 281 281 Cash and cash equivalents* 34 3 799 88 3 921 Other receivables – – – – 675 675 Reinsurance receivables – 428 – – – 428 * Including assets held in unit trust funds. Ageing of financial assets The following table provides information regarding the credit quality of assets which expose the Group to credit risk: Group Financial assets that are past due 2022 Not past due with Between 0 – 2 Between 2 – 5 More than Carrying R’m immaterial impairment months months 5 months value Insurance receivables 52 1 3 255 311 Reinsurance assets 118 – – – 118 Reinsurance receivables 205 16 21 11 253 Other receivables 951 120 1 1 1 073 Cash and cash equivalents 4 302 – – – 4 302 Group Financial assets that are past due 2021 Restated Not past due with Between 0 – 2 Between 2 – 5 More than Carrying R’m immaterial impairment months months 5 months value Insurance receivables 77 5 3 196 281 Reinsurance assets 165 – – – 165 Reinsurance receivables 351 17 33 27 428 Other receivables 601 71 2 1 675 Cash and cash equivalents 3 921 – – – 3 921 The Group does not have collateral or other credit enhancements for its credit risk exposure from financial assets and insurance contract assets during the current or prior year. Insurance receivables can be settled from the Profit-Share Account on arrangement with the policyholder. When determining whether credit risk of a 39. Management of risks (continued) 39.3 Financial risk management (continued) 182 Notes to the Consolidated Financial Statements
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